FINANCIAL CALCULATORS
CASH FLOW
Does inflation impact my standard of living?
Historical Inflation- Compare Purchasing Power
How long will my money last?
How much am I spending?
How much do I need for emergencies?
Pay down debt or invest more?
Should my spouse work?
Value of reducing or foregoing expenses?
What is my current cash flow?
What is my current net worth?
What is my projected cash flow?
What is my projected net worth?
CREDIT
Cash up front or payments over time
Consolidate my personal debt?
Estimate my credit score
How long until my loan is paid off?
How long will it take to pay off my credit card?
Impact of making extra debt payments?
Pay off debts or invest the money?
Re-structuring debts for accelerated payoff
What are my loan payments?
What is the balance owing on my loan?
HOME & MORTGAGE
Adjustable Rate Mortgage Calculator
Compare an interest-only vs traditional mortgage
Compare a ‘no-cost’ vs traditional mortgage
Comparing Mortgage terms (i.e. 15, 20, 30 year)
How do closing costs impact the interest rate?
How many homes can I afford?
Mortgage Calculator
Should I convert to a bi-weekly payment schedule?
Should I pay discount points for a lower interest rate?
Should I refinance my home mortgage (break even)?
Should I rent or buy a home?
What are the tax savings generated by my mortgage?
Which is better: Fixed or Adjustable-rate mortgage?
INSURANCE
Chances of becoming disabled
Future value of an annuity?
How long will my current life proceedings last?
How much disability income insurance do I need?
How much life insurance do I need?
How much will I earn in my lifetime?
Needs for burial and final expenses?
Tax advantages of an annuity?
What is my life expectancy?
Which Is Better, Comprehensive Plan Or High-Deductible Plan With HSA?
PAYCHECK & BENEFITS
Convert my hourly wage to an equivalent salary
Convert my salary to an equivalent hourly wage
Exercise my “in-the-money” stock options?
Future value of my employee stock options?
How much is my company bonus after taxes?
How will payroll adjustments affect my take-home pay?
Impact of increasing my 401(k) contribution?
Impact of increasing my 457 Plan contribution?
What may my 401(k) be worth?
What may my 457 Plan be worth?
QUALIFIED PLANS
Convert to a Roth IRA?
Current year required minimum distribution?
Evaluate my company pension payout options
How much can I contribute to an IRA?
Impact of borrowing from my 401(k) plan?
Impact of early withdrawal from my 401(k)?
I’m self-employed, how much can I contribute to a retirement plan?
Lump sum distribution options?
Maximize my employer 401(k) match?
Net Unrealized Appreciation (NUA) vs. IRA Rollover?
Projected required minimum distributions?
Qualified plan is worth what retirement?
Retirement income from my IRA provider?
RETIREMENT
Are my current retirement savings sufficient?
Compare a Roth 401(k) to a Traditional 401(K)
Convert discretionary expenses to savings?
How does inflation impact my retirement income needs?
How much retirement income may my 401(k) provide?
How much will I need for retirement?
I’m retired, how long will my savings last?
Social Security retirement income estimator
When should I begin saving for retirement?
Will retirement impact my living expenses?
SAVINGS
Becoming a millionaire
Calculate rate of return
How do taxes and inflation impact my return?
How long until my savings reach my goal?
How long will it take to double my money?
How much should I save to reach my goal?
Income generated by a savings plan
Save now vs. save later
What is my effective annual yield?
What will my current savings grow to?
TAXES
Capital gains (and losses) tax estimator
Compare taxable, tax-deferred, and tax-free growth
Federal income tax estimator
How much of my social security benefit may be taxable?
How much self-employment tax will I pay?
Itemize or take the standard deduction?
Should I adjust my payroll withholdings?
Tax implications of paying interest?
Tax refund estimator
What is my potential estate tax liability?
What is my taxable-equivalent yield?
Will my investment interest be deductible?